Really good priced plan. High deductible, Do you have co-pay for dr appts? Does it cover part of prescriptions? It depends on how your health is and how old you are, whether this is a good plan for you.
Yes, just 1 surgery can be more than your yearly premiums. Very wise to get it now.
Yes you will need to have insurance in 2014 or pay a penalty.
Stepola, most low income children can get free care under Medicaid, also pregnant women. Sabrina has this, (both of her parents are low income and still have custody of her though she has lived with us for most of her life) and we have not had to pay a dime for her cancer treatment, thank the Lord. I am sure it would have bankrupted us and both of her parents as well. If we had custody of her, she could have our insurance and it would have cost about 5000 dollars out of pocket.
The rest including prescriptions would be covered 100%. Of course we pay a great deal for insurance, but that is another discussion altogether. : )
Source: http://raptureintheairnow.com/rita-main-discussion-forum/question-about-health-insurance
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